Local Regulations & HOA Rules

What Homeowners Need to Know About Local Permits and HOA Rules in 2025

Before you repaint your home, build a deck, or rip out your lawn for drought-tolerant landscaping—pause. Even small upgrades can be subject to HOA rules or local permit requirements, and skipping them can cost you in fines or project delays.

Here’s a homeowner’s guide to navigating local codes, understanding what your HOA actually controls, and knowing when a permit is (and isn’t) required.

 HOA Dos and Don’ts: Avoid Costly Mistakes

If your property is part of a homeowners association (HOA), you’re agreeing to follow certain rules—often outlined in your CC&Rs (Covenants, Conditions, and Restrictions). These vary by neighborhood but often include the following:

Common HOA-Approved Changes:

• Repainting your home in approved colors

• Planting shrubs or flowers within approved landscaping areas

• Replacing your roof with approved materials

• Installing solar panels (in most cases, HOAs can’t legally deny this in California)

Common HOA Violations to Avoid:

• Changing your home’s exterior without written approval

• Adding permanent fixtures like sheds, pergolas, or fencing outside of guidelines

• Parking boats, RVs, or commercial vehicles in driveways

• Running a visible home business without HOA clearance

Pro Tip: Always submit a request or application to your HOA board before making exterior changes—even if you think it’s minor. It's usually required and helps you avoid warnings or fines.

Do You Need a Permit for That? Here’s a Quick Guide

Each city or county has its own rules, but in general, you’ll likely need a building permit for:

Projects That Usually Require a Permit:

• Building a new deck, patio, or carport

• Major electrical or plumbing work

• Roof replacement (not just repairs)

• Structural changes like knocking down walls

• Converting a garage or adding square footage (ADUs)

Projects That Usually Don’t:

• Painting your interior

• Installing new flooring or countertops

• Replacing appliances (unless rewiring is needed)

• Minor landscaping (like planting shrubs or flowers)

Tip: Check with your local building department or city planning office before starting anything big. Permits exist to ensure projects meet safety codes, not just aesthetics.

 How Local Codes Can Impact Landscaping and Renovations

California and other states are updating codes regularly to reflect water conservation, wildfire prevention, and energy efficiency goals. Some areas now regulate:

• Lawn replacements: Replacing grass with artificial turf or xeriscaping may require HOA and city approval.

• Tree removals: Many cities require permits to remove mature or protected trees, especially near sidewalks or utility lines.

• Fencing: There are usually height restrictions and setback rules that vary by city.

• ADUs (Accessory Dwelling Units): California allows them, but design, size, and parking still depend on local ordinances.

Final Thoughts

Navigating local permits and HOA guidelines doesn’t have to be a headache—as long as you do your homework first. Whether you're upgrading your yard, installing solar, or planning a major remodel, knowing the rules upfront can save you time, money, and stress.

Need help understanding what’s allowed in your neighborhood? Our team works closely with local contractors, inspectors, and HOA reps. Contact us before your next project, and we’ll point you in the right direction.