HOA Dos and Don’ts: Avoid Costly Mistakes in 2025

Living in an HOA community? Learn the most common rules and mistakes to avoid when making home improvements in 2025.

If you live in a community governed by a homeowners association (HOA), following its rules isn’t optional—it’s part of your agreement. To keep your relationship with your HOA positive and avoid penalties, here’s what you need to know about common HOA dos and don’ts.

Common HOA-Approved Changes

Many HOAs allow certain changes as long as they meet guidelines:

• Repainting your home, but only in approved colors

• Planting shrubs or flowers in designated landscaping areas

• Replacing your roof with approved materials

• Installing solar panels (in many places, like California, HOAs cannot legally block solar panels)

Common HOA Violations to Avoid

These are frequent causes of fines or complaints:

• Changing your home’s exterior without written approval

• Adding permanent fixtures such as sheds, pergolas, or fences outside HOA guidelines

• Parking boats, RVs, or commercial vehicles visibly on your property

• Running a home business without HOA clearance

Pro Tip

Always submit a request or application to your HOA board before making exterior changes—even minor ones. It’s usually required and prevents headaches later.

Understanding and respecting your HOA’s rules helps you avoid costly fines and maintain good community relations.

HOA rules control many exterior home changes. Always get written approval before starting projects to avoid violations.